/* =========================================================
   Impact Lending Group™ — Construction Hub
   Premium design system  ·  navy + gold
   ========================================================= */

/* ---------- Tokens ---------- */
:root{
  --navy-900:#060F2E;
  --navy-800:#091643;
  --navy-700:#0E2153;
  --navy-600:#1A356B;
  --navy-500:#284d80;
  --gold:#D4AF37;
  --gold-light:#F2C94C;
  --gold-dark:#B8901F;
  --paper:#FBFAF6;
  --cream:#F4F0E7;
  --ink:#1A2331;
  --muted:#6A7384;
  --line:#E7E2D6;
  --white:#ffffff;

  --maxw:1180px;
  --radius:16px;
  --shadow-sm:0 2px 10px rgba(13,27,51,.06);
  --shadow-md:0 18px 50px rgba(10,20,36,.14);
  --shadow-gold:0 14px 36px rgba(160,127,44,.28);

  --serif:"Playfair Display", Georgia, serif;
  --sans:"Inter", "Helvetica Neue", Arial, sans-serif;

  --ease:cubic-bezier(.16,.84,.44,1);
}

/* ---------- Reset ---------- */
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.65;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}

/* ---------- Layout ---------- */
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 28px}
.section{padding:96px 0}
.section.tight{padding:64px 0}
.section.navy{background:var(--navy-800);color:#EAF0F8}
.section.cream{background:var(--cream)}
.center{text-align:center}
.narrow{max-width:760px;margin-left:auto;margin-right:auto}

/* ---------- Type ---------- */
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.12;letter-spacing:-.01em;color:var(--navy-800)}
.section.navy h1,.section.navy h2,.section.navy h3{color:#fff}
h1{font-size:clamp(2.4rem,5.2vw,4rem)}
h2{font-size:clamp(1.9rem,3.6vw,2.9rem)}
h3{font-size:clamp(1.25rem,2vw,1.6rem)}
p{margin-bottom:1rem}
.lead{font-size:clamp(1.05rem,1.5vw,1.28rem);color:var(--muted);line-height:1.7}
.section.navy .lead{color:#B9C7DC}

.eyebrow{
  font-family:var(--sans);font-size:.78rem;font-weight:600;letter-spacing:.22em;
  text-transform:uppercase;color:var(--gold-dark);margin-bottom:18px;display:inline-block;
}
.section.navy .eyebrow{color:var(--gold-light)}
.title-rule{width:54px;height:3px;background:var(--gold);border-radius:3px;margin:22px 0 0}
.center .title-rule{margin-left:auto;margin-right:auto}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:10px;cursor:pointer;border:none;
  font-family:var(--sans);font-weight:600;font-size:.98rem;letter-spacing:.01em;
  padding:15px 30px;border-radius:50px;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s;
}
.btn-gold{background:linear-gradient(135deg,var(--gold-light),var(--gold) 60%,var(--gold-dark));color:var(--navy-900);box-shadow:var(--shadow-gold)}
.btn-gold:hover{transform:translateY(-3px)}
.btn-outline{background:transparent;border:1.5px solid rgba(255,255,255,.4);color:#fff}
.btn-outline:hover{border-color:var(--gold-light);color:var(--gold-light)}
.btn-ink{background:var(--navy-800);color:#fff}
.btn-ink:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.btn .arrow{transition:transform .25s var(--ease)}
.btn:hover .arrow{transform:translateX(4px)}

/* ---------- Header / Nav ---------- */
.site-header{
  position:sticky;top:0;z-index:80;
  background:rgba(11,20,36,.86);backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(201,162,75,.18);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:13px;color:#fff}
.brand .mark{
  width:40px;height:40px;border-radius:10px;flex:none;
  background:linear-gradient(135deg,var(--gold-light),var(--gold-dark));
  display:grid;place-items:center;font-family:var(--serif);font-weight:700;font-size:22px;color:var(--navy-900);
}
.brand-mark{height:52px;width:auto;flex:none;display:block}
.footer .brand-mark{height:46px}
.brand .name{font-family:var(--serif);font-size:1.12rem;font-weight:600;line-height:1.05;letter-spacing:.01em}
.brand .sub{font-family:var(--sans);font-size:.62rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-light)}
.nav-links{display:flex;align-items:center;gap:34px}
.nav-links a{color:#D5DEEC;font-size:.93rem;font-weight:500;letter-spacing:.01em;transition:color .2s;position:relative}
.nav-links a:hover,.nav-links a.active{color:#fff}
.nav-links a.active::after{content:"";position:absolute;left:0;right:0;bottom:-7px;height:2px;background:var(--gold)}
.nav-cta{padding:11px 22px !important;font-size:.9rem !important}
.hamburger{display:none;background:none;border:none;cursor:pointer;width:42px;height:42px;flex-direction:column;justify-content:center;gap:5px}
.hamburger span{display:block;height:2px;width:24px;background:#fff;border-radius:2px;transition:.3s}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{
  position:relative;color:#fff;overflow:hidden;
  background:
    radial-gradient(1100px 520px at 78% -8%,rgba(201,162,75,.20),transparent 60%),
    linear-gradient(160deg,var(--navy-900) 0%,var(--navy-700) 60%,var(--navy-600) 100%);
}
.hero::before{
  content:"";position:absolute;inset:0;opacity:.5;
  background-image:radial-gradient(rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:26px 26px;pointer-events:none;
}
.hero::after{
  content:"";position:absolute;z-index:1;pointer-events:none;
  right:-3%;bottom:-6%;width:min(1080px,94%);height:66%;
  background:url('brand/ilg-wordmark-white.svg') no-repeat right bottom;
  background-size:contain;opacity:.08;
}
@media (max-width:920px){ .hero::after{opacity:.06;width:118%;right:-9%;bottom:-2%;height:52%} }

/* Photographic hero */
.hero-media{position:absolute;inset:0;z-index:0;pointer-events:none}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center}
.hero-media::after{
  content:"";position:absolute;inset:0;
  background:
    linear-gradient(100deg,rgba(6,15,46,.94) 0%,rgba(9,22,67,.86) 42%,rgba(14,33,83,.52) 100%),
    linear-gradient(0deg,rgba(6,15,46,.6) 0%,transparent 45%);
}
@media (max-width:920px){
  .hero-media::after{
    background:
      linear-gradient(160deg,rgba(6,15,46,.95) 0%,rgba(9,22,67,.88) 55%,rgba(14,33,83,.72) 100%),
      linear-gradient(0deg,rgba(6,15,46,.55) 0%,transparent 45%);
  }
}

.hero-inner{position:relative;z-index:2;padding:116px 0 122px;max-width:760px}
/* Orchestrated hero entrance */
.js .hero-inner > *{opacity:0;transform:translateY(22px);animation:heroUp .85s var(--ease) forwards}
.js .hero-inner > *:nth-child(2){animation-delay:.12s}
.js .hero-inner > *:nth-child(3){animation-delay:.24s}
.js .hero-inner > *:nth-child(4){animation-delay:.36s}
@keyframes heroUp{to{opacity:1;transform:none}}
.hero h1{margin-bottom:22px;color:#fff}
.hero .gold{color:var(--gold-light);font-style:italic}
.hero .lead{color:#C7D3E5;margin-bottom:34px;max-width:600px}
.hero-cta{display:flex;flex-wrap:wrap;gap:16px}
.hero-badge{
  display:inline-flex;align-items:center;gap:10px;margin-bottom:26px;
  padding:8px 18px;border:1px solid rgba(201,162,75,.45);border-radius:50px;
  font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-light);font-weight:600;
}
.hero-badge .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(201,162,75,.25)}

/* ---------- Trust strip ---------- */
.trust{background:var(--navy-900);color:#9FB0C7;border-top:1px solid rgba(255,255,255,.06)}
.trust .row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:34px 0;text-align:center}
.trust .stat .n{font-family:var(--serif);font-size:2rem;color:var(--gold-light);line-height:1}
.trust .stat .l{font-size:.82rem;letter-spacing:.05em;margin-top:8px}

/* ---------- Audience cards ---------- */
.audience-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:54px}
.aud-card{
  position:relative;border-radius:var(--radius);overflow:hidden;padding:38px 32px 32px;
  background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow-sm);
  transition:transform .35s var(--ease),box-shadow .35s var(--ease);display:flex;flex-direction:column;
}
.aud-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-md)}
.aud-card .ic{
  width:58px;height:58px;border-radius:14px;display:grid;place-items:center;margin-bottom:22px;
  background:linear-gradient(135deg,var(--navy-700),var(--navy-500));color:var(--gold-light);
}
.aud-card .ic svg{width:28px;height:28px}
.aud-card h3{margin-bottom:10px}
.aud-card p{color:var(--muted);font-size:.97rem}
.aud-card .go{margin-top:auto;padding-top:18px;color:var(--gold-dark);font-weight:600;font-size:.95rem;display:inline-flex;gap:8px;align-items:center}
.aud-card::after{content:"";position:absolute;left:0;top:0;height:4px;width:100%;background:linear-gradient(90deg,var(--gold),var(--gold-light));transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.aud-card:hover::after{transform:scaleX(1)}

/* ---------- Feature grid ---------- */
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:54px}
.feature{padding:6px 4px}
.feature .ic{width:50px;height:50px;border-radius:12px;display:grid;place-items:center;margin-bottom:18px;background:rgba(201,162,75,.14);color:var(--gold-dark)}
.section.navy .feature .ic{background:rgba(201,162,75,.16);color:var(--gold-light)}
.feature .ic svg{width:24px;height:24px}
.feature h3{font-size:1.22rem;margin-bottom:8px}
.feature p{color:var(--muted);font-size:.96rem;margin:0}
.section.navy .feature p{color:#A9B8CE}

/* ---------- Timeline (signature) ---------- */
.timeline{position:relative;max-width:840px;margin:64px auto 0;padding:10px 0}
.timeline::before{
  content:"";position:absolute;left:50%;top:0;bottom:0;width:2px;transform:translateX(-50%);
  background:linear-gradient(var(--gold),rgba(201,162,75,.15));
}
.timeline .progress{position:absolute;left:50%;top:0;width:2px;transform:translateX(-50%);height:0;
  background:linear-gradient(var(--gold-light),var(--gold));transition:height .2s linear;box-shadow:0 0 14px rgba(201,162,75,.6)}
.tl-item{position:relative;width:50%;padding:18px 44px;margin-bottom:8px}
.tl-item:nth-child(odd){left:0;text-align:right}
.tl-item:nth-child(even){left:50%;text-align:left}
.tl-item .node{
  position:absolute;top:24px;width:18px;height:18px;border-radius:50%;background:var(--navy-800);
  border:3px solid var(--gold);z-index:2;transition:background .3s,box-shadow .3s,transform .3s;
}
.tl-item:nth-child(odd) .node{right:-9px}
.tl-item:nth-child(even) .node{left:-9px}
.tl-item.lit .node{background:var(--gold);box-shadow:0 0 0 6px rgba(201,162,75,.22);transform:scale(1.12)}
.tl-card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:18px 22px;box-shadow:var(--shadow-sm);display:inline-block;text-align:left;max-width:320px}
.section.navy .tl-card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.tl-card .step{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-dark);font-weight:700}
.section.navy .tl-card .step{color:var(--gold-light)}
.tl-card h3{font-size:1.16rem;margin:4px 0 6px}
.tl-card p{margin:0;color:var(--muted);font-size:.92rem}
.section.navy .tl-card p{color:#A9B8CE}
.tl-card .tag{display:inline-block;margin-top:10px;font-size:.72rem;font-weight:600;color:var(--gold-dark);background:rgba(201,162,75,.14);padding:3px 11px;border-radius:30px}

/* ---------- Callout ---------- */
.callout{
  background:linear-gradient(135deg,var(--navy-800),var(--navy-600));color:#fff;border-radius:var(--radius);
  padding:46px 48px;position:relative;overflow:hidden;box-shadow:var(--shadow-md);
}
.callout::after{content:"";position:absolute;right:-40px;bottom:-60px;width:220px;height:220px;border-radius:50%;background:rgba(201,162,75,.14)}
.callout .eyebrow{color:var(--gold-light)}
.callout h2{color:#fff;position:relative;z-index:2}
.callout p{color:#C7D3E5;position:relative;z-index:2;margin-bottom:0;max-width:640px}
.callout .big{font-family:var(--serif);font-size:clamp(2rem,4vw,3rem);color:var(--gold-light);line-height:1;margin:6px 0 14px}

/* ---------- Split / highlight ---------- */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.split.flip .img-col{order:2}

/* ---------- Photography ---------- */
.photo-frame{position:relative;padding:0 18px 18px 0}
.photo-frame::after{
  content:"";position:absolute;top:22px;left:22px;right:0;bottom:0;
  border:2px solid var(--gold);border-radius:var(--radius);opacity:.5;z-index:0;pointer-events:none;
}
.photo-card{position:relative;z-index:1;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md);background:var(--navy-800)}
.photo-card img{width:100%;height:100%;object-fit:cover;display:block}
.photo-card .credit{position:absolute;left:0;right:0;bottom:0;padding:14px 18px 12px;
  background:linear-gradient(transparent,rgba(6,15,46,.82));color:#EAF0F8;font-size:.8rem;letter-spacing:.04em}
.photo-card .credit strong{color:var(--gold-light);font-weight:600}
.section.navy .photo-frame::after{opacity:.35}
.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:34px 36px}
.panel h3{margin-bottom:14px}
.stat-pair{display:flex;gap:34px;margin:26px 0 6px;flex-wrap:wrap}
.stat-pair .s .n{font-family:var(--serif);font-size:2.6rem;color:var(--navy-700);line-height:1}
.section.navy .stat-pair .s .n{color:var(--gold-light)}
.stat-pair .s .l{font-size:.86rem;color:var(--muted);letter-spacing:.03em}

/* ---------- Checklist ---------- */
.check-wrap{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:46px}
.check-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);overflow:hidden}
.check-card .head{background:var(--navy-800);color:#fff;padding:20px 26px}
.check-card.fhava .head{background:linear-gradient(135deg,var(--navy-700),var(--navy-500))}
.check-card .head h3{color:#fff;margin:0;font-size:1.3rem}
.check-card .head .k{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-light);font-weight:600}
.check-card .body{padding:22px 26px}
.check-group+.check-group{margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
.check-group .gt{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);font-weight:700;margin-bottom:10px}
.check-list li{display:flex;gap:11px;align-items:flex-start;padding:6px 0;font-size:.95rem}
.check-list li svg{flex:none;width:18px;height:18px;margin-top:3px;color:var(--gold)}
.fha-extra{background:rgba(201,162,75,.08);border:1px solid rgba(201,162,75,.3);border-radius:12px;padding:16px 18px;margin-top:18px}
.fha-extra .gt{color:var(--gold-dark)}

/* ---------- Forms & documents ---------- */
.doc-steps{display:flex;justify-content:center;flex-wrap:wrap;gap:12px 34px;margin-top:26px}
.doc-steps .st{display:inline-flex;align-items:center;gap:10px;font-size:.92rem;color:var(--muted);font-weight:500}
.doc-steps .st b{flex:none;width:26px;height:26px;border-radius:50%;background:var(--gold);color:var(--navy-900);
  font-weight:700;font-size:.85rem;display:grid;place-items:center}
.section.navy .doc-steps .st{color:#B9C7DC}
.doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:44px}
.doc-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);
  padding:28px 30px;display:flex;flex-direction:column;transition:box-shadow .3s var(--ease),transform .3s var(--ease)}
.doc-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}
.doc-card .doc-head{display:flex;gap:16px;align-items:flex-start}
.doc-card .doc-ic{flex:none;width:46px;height:46px;border-radius:12px;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--navy-700),var(--navy-500));color:var(--gold-light)}
.doc-card .doc-ic svg{width:22px;height:22px}
.doc-card h3,.section.navy .doc-card h3{font-size:1.18rem;margin-bottom:4px;color:var(--navy-800)}
.doc-card .doc-tag{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
  color:var(--gold-dark);background:rgba(212,175,55,.14);padding:3px 10px;border-radius:30px;margin-bottom:8px}
.doc-card p{color:var(--muted);font-size:.94rem;margin:10px 0 0}
.doc-actions{margin-top:18px;display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.doc-actions .btn{padding:11px 22px;font-size:.9rem}
.doc-preview{margin-top:16px;border-top:1px solid var(--line);padding-top:4px}
.doc-preview summary{cursor:pointer;list-style:none;display:inline-flex;align-items:center;gap:8px;
  padding:10px 2px;color:var(--navy-700);font-weight:600;font-size:.92rem}
.doc-preview summary::-webkit-details-marker{display:none}
.doc-preview summary .chev{transition:transform .3s var(--ease);color:var(--gold-dark)}
.doc-preview[open] summary .chev{transform:rotate(180deg)}
.doc-preview summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:6px}
.doc-preview iframe,.doc-preview object{width:100%;height:540px;border:1px solid var(--line);border-radius:12px;background:#fff;margin-top:8px}
@media (max-width:920px){
  .doc-grid{grid-template-columns:1fr;gap:20px}
  .doc-preview iframe,.doc-preview object{height:420px}
}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:48px auto 0}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;background:none;border:none;cursor:pointer;text-align:left;display:flex;justify-content:space-between;gap:20px;align-items:center;
  padding:22px 4px;font-family:var(--serif);font-size:1.15rem;color:var(--navy-800)}
.faq-q .pm{flex:none;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--gold);color:var(--gold-dark);display:grid;place-items:center;transition:.3s;font-family:var(--sans);font-size:1.1rem}
.faq-item.open .faq-q .pm{background:var(--gold);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s var(--ease)}
.faq-a p{color:var(--muted);font-size:.98rem;padding:0 4px 22px}

/* ---------- Team / contact ---------- */
.team-card{display:grid;grid-template-columns:auto 1fr;gap:32px;align-items:center;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:40px}
.team-photo{width:140px;height:140px;border-radius:50%;background:linear-gradient(135deg,var(--navy-700),var(--navy-500));display:grid;place-items:center;color:var(--gold-light);font-family:var(--serif);font-size:2.6rem;border:3px solid var(--gold)}
img.team-photo{object-fit:cover;object-position:center 20%}
.team-card h3{margin-bottom:4px}
.team-card .role{color:var(--gold-dark);font-weight:600;font-size:.95rem;margin-bottom:14px}
.contact-row{display:flex;flex-wrap:wrap;gap:14px 28px;font-size:.95rem;color:var(--muted)}
.contact-row a{color:var(--navy-700);font-weight:500}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;text-align:center;border-radius:var(--radius);padding:64px 40px;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 300px at 50% -20%,rgba(201,162,75,.22),transparent 70%)}
.cta-band>*{position:relative;z-index:2}
.cta-band h2{color:#fff;margin-bottom:14px}
.cta-band p{color:#C7D3E5;max-width:560px;margin:0 auto 28px}

/* ---------- Footer ---------- */
.footer{background:var(--navy-900);color:#8FA0B8;padding:60px 0 30px;font-size:.9rem}
.footer .top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer .brand .name{color:#fff}
.footer h4{font-family:var(--sans);font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-light);margin-bottom:16px}
.footer a{color:#A8B6CB;display:block;padding:5px 0;transition:color .2s}
.footer a:hover{color:#fff}
.footer .legal{padding-top:26px;font-size:.78rem;line-height:1.7;color:#7587A0}
.footer .legal .eho{display:inline-flex;align-items:center;gap:10px;margin-bottom:12px;color:#A8B6CB;font-weight:600}
.footer .legal .eho svg{width:26px;height:26px}
.footer .copy{margin-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}

/* ---------- Reveal (progressive enhancement) ---------- */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.js .reveal.in{opacity:1;transform:none}
.js .reveal.d1{transition-delay:.08s}.js .reveal.d2{transition-delay:.16s}.js .reveal.d3{transition-delay:.24s}

/* ---------- Back to top ---------- */
.totop{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border-radius:50%;border:none;cursor:pointer;
  background:var(--navy-800);color:var(--gold-light);box-shadow:var(--shadow-md);opacity:0;pointer-events:none;transform:translateY(12px);transition:.35s var(--ease);z-index:70}
.totop.show{opacity:1;pointer-events:auto;transform:none}

/* ---------- Mobile ---------- */
@media (max-width:920px){
  .section{padding:72px 0}
  .nav-links{
    position:fixed;inset:74px 0 auto 0;flex-direction:column;gap:0;align-items:stretch;
    background:var(--navy-900);border-bottom:1px solid rgba(201,162,75,.2);
    padding:8px 0 18px;transform:translateY(-130%);transition:transform .4s var(--ease);box-shadow:var(--shadow-md);
  }
  .nav-links.open{transform:none}
  .nav-links a{padding:15px 28px;border-bottom:1px solid rgba(255,255,255,.06)}
  .nav-links a.active::after{display:none}
  .nav-links .nav-cta{margin:14px 28px 0;justify-content:center}
  .hamburger{display:flex}
  .audience-grid,.feature-grid{grid-template-columns:1fr;gap:20px}
  .split{grid-template-columns:1fr;gap:36px}
  .split.flip .img-col{order:0}
  .photo-card img{aspect-ratio:4/3}
  .check-wrap{grid-template-columns:1fr}
  .trust .row{grid-template-columns:1fr 1fr;gap:30px 20px}
  .footer .top{grid-template-columns:1fr;gap:28px}
  .team-card{grid-template-columns:1fr;text-align:center;justify-items:center}
  /* timeline collapses to single rail */
  .timeline::before,.timeline .progress{left:18px}
  .tl-item,.tl-item:nth-child(odd),.tl-item:nth-child(even){width:100%;left:0;text-align:left;padding:14px 0 14px 52px}
  .tl-item:nth-child(odd) .node,.tl-item:nth-child(even) .node{left:9px;right:auto}
  .tl-card{max-width:none;display:block}
}
@media (max-width:560px){
  body{font-size:16px}
  .container{padding:0 20px}
  .callout{padding:34px 26px}
  .cta-band{padding:48px 24px}
  .hero-inner{padding:72px 0 78px}
  .trust .row{grid-template-columns:1fr 1fr}
}

/* ---------- Focus visibility ---------- */
.btn:focus-visible,.faq-q:focus-visible,.nav-links a:focus-visible,.totop:focus-visible,
.aud-card:focus-visible,.footer a:focus-visible,.hamburger:focus-visible{
  outline:2px solid var(--gold);outline-offset:3px;border-radius:6px;
}
.btn:focus-visible{border-radius:50px}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion:reduce){
  *{animation:none !important;transition:none !important;scroll-behavior:auto !important}
  .js .reveal{opacity:1;transform:none}
  .js .hero-inner > *{opacity:1;transform:none}
}

/* ---------- Lead form ---------- */
.form-wrap{max-width:760px;margin:0 auto}
.form-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:38px 40px}
.form-card h3{margin-bottom:6px}
.form-intro{color:var(--muted);font-size:.98rem;margin-bottom:26px}
.role-select{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:24px}
.role-select label{cursor:pointer;position:relative}
.role-select input{position:absolute;opacity:0;width:0;height:0}
.role-opt{display:flex;flex-direction:column;align-items:center;gap:8px;padding:18px 12px;border:1.5px solid var(--line);border-radius:12px;text-align:center;transition:.2s var(--ease);background:#fff;font-weight:600;color:var(--navy-700);font-size:.95rem}
.role-opt svg{width:26px;height:26px;color:var(--gold-dark)}
.role-select input:checked + .role-opt{border-color:var(--gold);background:rgba(212,175,55,.09);box-shadow:0 0 0 3px rgba(212,175,55,.16)}
.role-select input:focus-visible + .role-opt{border-color:var(--gold)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1 / -1}
.field label{font-size:.82rem;font-weight:600;color:var(--navy-700);letter-spacing:.02em}
.field label .req{color:var(--gold-dark)}
.field input,.field select,.field textarea{font-family:var(--sans);font-size:1rem;padding:13px 15px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);transition:border .2s,box-shadow .2s;width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(212,175,55,.18)}
.field textarea{resize:vertical;min-height:118px}
.field .err{color:#b3261e;font-size:.78rem;display:none}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#d9534f;box-shadow:0 0 0 3px rgba(217,83,79,.14)}
.field.invalid .err{display:block}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:.85rem;color:var(--muted);margin-top:20px}
.consent input{margin-top:3px;width:16px;height:16px;flex:none;accent-color:var(--gold-dark)}
.form-actions{margin-top:24px;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.form-note{font-size:.82rem;color:var(--muted)}
.form-success{display:none;text-align:center;padding:26px 10px}
.form-success .tick{width:66px;height:66px;border-radius:50%;background:rgba(212,175,55,.14);display:grid;place-items:center;margin:0 auto 18px}
.form-success .tick svg{width:32px;height:32px;color:var(--gold-dark)}
.form-card.sent .form-body{display:none}
.form-card.sent .form-success{display:block}
@media (max-width:600px){
  .form-card{padding:26px 22px}
  .form-grid{grid-template-columns:1fr}
  .role-select{grid-template-columns:1fr}
}