A One-Time Close Construction Loan your clients will love — and a lending partner who helps you guide buyers from raw lot to front-door keys, all with one loan and one closing.
New construction can feel like the hardest kind of deal to guide a client through — two loans, moving timelines, and a lot of unknowns. It doesn't have to be. Our One-Time Close program turns it into a single, predictable path, and I'll be right beside you and your client the whole way.
This guide is here to make you look brilliant: what the program is, why buyers love it, and exactly how to introduce me when a client mentions building. Let's grow your new-construction business together.
Michelle Moyer Thula
Branch Manager · Loan Officer · Founder of ILG · Impact Lending Group™
From floor plan to keys, one predictable path
Whether your client already owns a lot or is purchasing one, this program finances the land (if applicable), the construction, and the permanent mortgage in a single loan — with financing locked in before the first shovel hits dirt.
When you can confidently walk a client through building a custom home, you win business other agents can't. We give you the program, the talking points, and the support to be that trusted advisor — before your client ever sits down with a builder.
Construction and permanent financing close together — fewer fees, fewer surprises, a smoother path to the keys.
We qualify your client up front so you shop with a real budget and a clear plan — not guesswork.
A construction specialist — not a call center — keeps you and your client informed at every milestone.
Branded flyers, program one-pagers, and client-ready explainers you can send with your name on them.
Working with approved builders? We already speak their language — and we'll help vet new ones.
A top 1% nationally ranked originator, powered by the strength of New American Funding.
No second loan and no re-qualifying after the build — just one set of closing costs.
Terms are secured before construction begins, protecting buyers from surprises later.
One closing instead of two means fewer fees over the life of the project.
Where the program allows, payments stay manageable while the home goes up.
The loan rolls into permanent financing at completion — no extra steps for your client.
A dedicated construction team keeps your client — and you — informed at every milestone.
From first-time buyers to move-up custom homes, the One-Time Close program fits a wide range of clients and loan types.
A confident, well-funded builder means a smoother build — and a happier client at the closing table.
A little planning on the front end makes the whole build smoother — and positions you as the expert.
The moment a client mentions building, connect us — ideally before they meet builders — so we can map their options.
We'll review the One-Time Close program with you and your client in plain English, and pre-qualify them.
Your client moves forward with financing locked and a clear path — and you stay the hero of the deal.
As early as possible — ideally before your client starts meeting builders. Early pre-approval sets a realistic budget and makes every builder conversation more productive.
No. The One-Time Close program can finance a lot purchase along with construction, or build on land your client already owns.
Conventional, FHA, and VA, on primary residences and custom homes — so the program fits a wide range of buyers.
We work with approved builders and can walk a new builder through our simple approval process. If your client already has a builder in mind, we'll help get them set up.
You'll have a dedicated point of contact and regular milestone updates — from pre-approval through the final draw and permanent financing — so you're never left guessing.
Yes. We can provide client-ready program overviews and flyers you can share with your name and contact information on them.
Construction lending specialist, powered by New American Funding. Let's build a referral relationship your clients will thank you for.
Partner With Us →Send us the scenario and we'll review it with you — or set up a quick call. The earlier we connect, the smoother the build.
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